To provide services to you we will need to have personal information about you which may be held by us in physical or electronic form ('data'). This data will be received and held by us in confidence. You agree that we may process this data in connection with the provision of services to you which may include our making data available to our agents for the purpose of executing orders, settlement of any resulting transaction, holding investments and money for you or any related purpose.
At account opening or as may otherwise be determined, enquiries will be made at a Credit Reference Agency to establish your credit worthiness and to assist us to verify your identity. This will involve checking the details you supply with any of the Agency's databases. A scoring system may be used. A record of this search will be held by the Agency and may be shared with other businesses.
Unless you tell us that you do not want us to do so we may also use this data to tell you about other products and services we may offer. The data you give us may be disclosed as required by law or shared with other organisations in order to protect ourselves against fraud or passed to the relevant authorities if we suspect money laundering or other criminal activity.